THE PROBLEM

More and more of the things we want are bought online. But what if you don't have a credit card?
THE SOLUTION: STEP 1

Now it’s fast and easy to digitize your dollars. First, find a store near you that carries Karma Koin cards.
STEP 2

Head on over, find the Karma Koin cards on the rack, and buy a $10, $25, or $50 card with the cash in your pocket.
STEP 3

Take the card home and gently scratch off the foil on the back to reveal the PIN number.
STEP 4

Enter the PIN on the merchant site to buy what you want. You can use any remaining balance to buy something else.
STEP 5

Karma Koin donates 1% of each purchase to charity. Buy what you want. Do good while you’re at it.
