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Here’s the deal. Karma Koin transforms your cash into virtual currency. When you spend it on the stuff you want, Karma Koin donates 1% of your purchase to making a difference.

THE PROBLEM

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More and more of the things we want are bought online. But what if you don't have a credit card?

THE SOLUTION: STEP 1

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Now it’s fast and easy to digitize your dollars. First, find a store near you that carries Karma Koin cards.

STEP 2

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Head on over, find the Karma Koin cards on the rack, and buy a $10, $25, or $50 card with the cash in your pocket.

STEP 3

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Take the card home and gently scratch off the foil on the back to reveal the PIN number.

STEP 4

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Enter the PIN on the merchant site to buy what you want. You can use any remaining balance to buy something else.

STEP 5

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Karma Koin donates 1% of each purchase to charity. Buy what you want. Do good while you’re at it.